At Otay Truck Sales, we make it easy to finance your next commercial truck. Whether you’re based in Otay Mesa, San Diego, Chula Vista, or coming from Los Angeles, Riverside, or even Baja California. We serve both local and out-of-state customers with fast approvals, low down payment options, and financing programs built around your needs.

Through our trusted partnership with Commercial Equipment Financing, we offer competitive solutions for a wide range of trucks — including day cabs, semi trucks, box trucks, reefers, flatbeds, and stake bed trucks. Whether you have strong credit or you’re working through a fresh start, our team will help you secure the right plan to keep your business on the road.

We know time is money, especially for owner-operators and fleet managers. That’s why our process is straightforward, transparent, and designed to get you approved and behind the wheel, quickly. Let us help you find the financing that fits your goals, budget, and route.